What Is Karmic Transference?
If you are with someone (ie: soul mate) and they help you find The Path to "God" and you see them suffering (daily, weekly, monthly) and you decide to meditate and pray the secret formula to take on their Karma knowing that they will be pain free for this lifetime (at least), but you will now endure (the possibility) of many years of extreme pain + you do this with a love which is indescribable because that person helped open your heart to the source of Creation itself, then I can tell you this.
This is a higher love. Dying is easy, living in extreme pain - which is not your Karmic Debt - for years and years, that is hard.
Many people live in pain because doctors no longer know how to heal people (only to prescribe painkillers and management meds), but this is not the same pain as when you deliberately take pain from someone you love.
Regardless of how debilitating it becomes.
Even to the point that you become useless - or even a burden to them - and they kick you out of your home.
And then you combine this with - not only - the Love of God, but also with profound gratitude that their Karmic debt has been transferred to you, then you will find a love which is in itself, exquisitely beautiful beyond your brains ability to process the feeling.
And as you sit, stand or lay down and excruciating pain repeatedly wracks your body like you are being constantly stabbed inside a tumble dryer, the only thing in your heart (even after many years of this), is gratitude and love.
But there is a Caveat: You can never tell them what you have done.
If you tell them then any "credit" your soul may have gotten from your actions, will be nullified.
But an even higher level of credit is to NOT do this for any credit, but purely for the Love of your soul mate. This is the purest level of selfless Love.
No Cheating ↟↟
You cannot cheat the system, so for example: You know that you are going to die within days or weeks and you take on the Karmic debt of someone you love.
If you do so thinking that this is the end of it for them, then you are very mistaken.
Firstly, the "accountants" upstairs are not fooled by arrogance, stupidity or intended deceit.
Secondly, whilst you may take on their Karmic Debt, because it was done with the intent of deceit, then they will still have to live through their own experiences as well and you will have to "ALSO" live through their Karmic debt even if you have already done so in a previous life.
Just because you die here and now, does not nullify their Karma and what you are trying to achieve for them - because it was done with deceptive intent - it is then added to your lifetimes like a prison sentence.
WARNING
This is not a game for snowflakes, so Caveat Emptor OK?
How Does Karmic Transference Work?
Karmic Transference works by activating an ancient and very secret meditation formula combined with specific prayers, which requires many years of controlled meditation and training.
It is not something most people automatically reach for as a meditation technique.
It requires a full understanding of what may happen to you after you accept the responsibility of taking on someone else's Karma.
This responsibility extends from nothing happening right through to your soul being erased after it has completed the assigned Karmic Debt transference.
Being erased is a better option that becoming a rock in Space (for eternity) which is also another option.
Light Harvesting ↟↟
And while there is an actual "light harvesting" event which occurs when 2 electro-magnetically charged massive interstellar objects pass within electromagnetic "discharge" range of each other, there is no guarantee that your "rock" will be part of that harvest process.
This is a completely different subject for another day.
Can I Rescind Karmic Transference?
No, you cannot.
Once the secret formula has been completed and approved, you cannot reverse this action.
Even if you tell the other person, then you must still complete your promise.
There is something you "must" be aware of and that is once you accept their Karmic Debt and even IF you tell them, they cannot undo/ rescind/ retract/ negate/ recall/ Ctrl+Z or any other method of deleting your promise of acceptance.
I have repeatedly warned you of the dangerous magnitude of doing Karmic Transference.
Consider This ↟↟
Consider the divorce rate. People who start off in love "usually" end up getting an acrimonious divorce.
Think of how many friends you have personally lost over the years.
Then consider that IF you do this and you seperate from your "partner", you are still left with the Karmic Contract which you must fulfill even to the bitter end (if applicable).
You cannot get a Las Vegas annulment. 
Karmic Transference Rules?
Karmic Transference Rules are very simple and yet they can be very devastating to you if you do break any of them.
- Rule 1: You can only do this from the point of pure selfless love.
- Rule 2: You cannot undo this once it has been started.
- Rule 3: You must connect with the "Divine" in order for this to be successful.
- Rule 4: You must be prepared for at least (at least) this lifetime in absolute excruciating pain and agony.
- Rule 5: You cannot (Cannot) tell the person you have done this for, that you have done it.
- Rule 6: IF you tell them then spiritual benefits (Kavod) you may get is nullified - and then the person must still go through their Karmic cycle.
- Rule 7: (6.1) Any Karma you take from them still applies (to you) regardless of whether or not you change your mind. (see Rule 2)
- Rule 8: If you do this to "short cut" the system, it is better that you were never born.
- Rule 9: If your heart and your "intent" are not pure and selfless, then you will get their Karma and no benefit at all to your soul.
- Rule 10: IF you take their Karma, you must accept it even to the point of self extinction of you own soul.
There is one other thing which I was not taught but it also applies.
Whenever you think of them in future lifetimes (even) after their death from this current life - and your soul is reincarnated as either an animal, a rock (do not laugh - it IS a thing), or even worse, your soul is deleted - and you reflect on never seeing them ever again (for all of eternity), you must only do so with pure Love in your heart.
This is an emotional pain which most people cannot relate to.
You must overcome the massive and profound sadness you will feel and you must replace that with selfless Love.
So deep is your sadness at this thought, that this will be the hardest test of all for you, and sometimes it may take weeks or even months for you to transcend your sadness - but you must do so or else all is for naught.
But "transcend" you must otherwise you will wallow in destructive self-pity.
IF you have any regret or ANY other emotion - regarding this event - then you do not have pure love because just like pure gold, pure love can only exist without any contaminants.
Even sadness is a contaminant.
Can I Take Someone Else's Karmic Debt?
Yes you can if you know the secret meditation formula and prayers needed to do so.
I would suggest that you read the rest of this page.
Can You Show Me? ↟↟
Can you show me how to do Karmic Transference?
No.
I made a promise to my Master who taught me this, not to divulge the secret method.
There are too many stupid people on this planet and I give the example of people who take drugs to get high and die - without caring for the emotional damage they cause to their loved ones for a few minutes of their own selfish pleasure.
IF you are worthy, then you will meet the right teacher who can teach you the right meditation steps and prayers - but be WARNED - it will take years of dedicated and CONTROLLED meditation.
And then there is the PAIN you will have to contend with this lifetime (at least) which may affect you all day, every day for the rest of this - and possibly other - lifetime(s).
Other Factors To Consider ↟↟
Can I Take Someone Else's Karmic Debt?
Yes you can but there are several important WARNINGS you should be aware of.
1) The person you are doing this for should be your soul-mate - unless you have an altruistic agenda (for whatever your personal reasons are).
You should be aware that taking on someone else's Karmic Debt can set you back hundreds and even many tens of thousands of lifetimes - most of which will be spent either living as an animal or like an animal in squalor - or worse.
2) You should be with that person for a minimum of 18 years before you make any kind of commitment to taking on their Karmic Debt.
18 has a special significance.
They must be of the 18th Grade level of your soul mates.
3) You should have some idea if they are an advanced soul or not because if they are a lower grade soul, then your acceptance of their Karma may cause you to reincarnate as some kind of lower life form for hundreds, or thousands and possibly even 100's of thousands of life-times - and even not at all in special cases.
4) Taking on someone's Karma may involve many years of pain and suffering - and I speak from personal experience.
The pain can be extremely debilitating and you will have to accept this pain with happiness and joy.
If you do get their "Pain Karma", and if it is severe, I can tell you from personal experience that you will need to be extremely strong mentally.
You will undergo the trial of the biblical "Job". (See 
5) For the snowflakes of the world, This is not a game where you can press Ctrl+Z and undo what you have done.
This pain will be with you day and night until it ends.
If you terminate your life (this lifetime), then you are still obliged to fulfill your promise and the Karmic Debt will follow you through as many lifetimes as will be needed for you to complete your promised contract.
WARNING
NO REFUNDS
This requires its own special section because once you accept their Karma, you cannot "give it back".
Their Karma has literally been "Cut and Pasted" onto your page of life/
There is no CTRL+Z or "Back Button".
As they say, "It is yours for life (regardless of how many lifetimes it takes for you to complete their Karmic debt)".
How do I take on someone's Karma?
You must be 101% sincere and genuine because anything less will not work.
REMEMBER that you cannot stop it once it starts.
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